Papaya Funding

Forex / CFD & Futures
Explore challenges

Papaya Funding offers CFD and futures evaluations alongside instant simulated funding programmes. Its seven programme families differ in drawdown, consistency, payout buffers and account fees.

On this pageFirm overviewCurrent challengesCompany informationSources

Firm overview

PlatformsDXtrade, MatchTrader, cTrader, PropX, DXFUTURE, Volumetrica, Rithmic
MarketsForex and CFDs; futures
Payment methodsConfirm available methods at checkout
Payout methodsRise, cryptocurrency and store credit
Company details & eligibility
Listed office
Not documented
Established
Not documented
Provider
Assessments provided by Prop Account, LLC
US traders
Eligibility not confirmed in reviewed public pages

Trading conditions

Shared across account sizes. Model exceptions are included below.

  • Commissions

    Instrument-dependent commissions and overnight swaps may apply. A fixed per-lot schedule was not confirmed in the reviewed public pages.

    Details & exceptions

    Papaya Instant CFD / Papaya One CFD / Papaya Two CFD / Papaya Signature CFD / Papaya One Futures / Papaya Signature Futures / Papaya Instant Futures

    Instrument-dependent; fixed schedule not confirmed

  • Leverage and position limits

    CFD cards advertise 1:50 leverage. Futures use contract limits from 1 standard / 10 micro to 12 standard / 120 micro, depending on account size.

    Details & exceptions

    Papaya Instant CFD / Papaya One CFD / Papaya Two CFD / Papaya Signature CFD

    1:50

    Papaya One Futures / Papaya Signature Futures / Papaya Instant Futures

    Contract limits apply

  • News trading

    No opening or closing trades within 3 minutes before or after high-impact news. Existing positions may remain open.

    Details & exceptions

    Papaya Instant CFD / Papaya One CFD / Papaya Two CFD / Papaya Signature CFD / Papaya One Futures / Papaya Signature Futures / Papaya Instant Futures

    No opening or closing trades within 3 minutes before or after high-impact news. Existing positions may remain open.

  • Holding positions

    CFD overnight holding is allowed; weekend policy was not confirmed. Futures positions must be closed before the trading session ends.

    Details & exceptions

    Papaya Instant CFD / Papaya One CFD / Papaya Two CFD / Papaya Signature CFD

    Overnight allowed; weekend policy not confirmed

    Papaya One Futures / Papaya Signature Futures / Papaya Instant Futures

    No overnight holding

Current challenges

Fees and rules for each account, kept together.

View all 38
Instant access

Papaya Instant CFD

Profit target
No evaluation
Daily loss
2%
Max loss
5% EOD trailing
USD · DXTRADE
$106$74.20
With FRESH30 · first purchase
View challenge
1-step evaluation

Papaya One CFD

Profit target
12%
Daily loss
3%
Max loss
9% static
USD · DXTRADE
$69$48.30
With FRESH30 · first purchase
View challenge
2-step evaluation

Papaya Two CFD

Profit target
10% → 5%
Daily loss
3%
Max loss
8% static
USD · DXTRADE
$44$30.80
With FRESH30 · first purchase
View challenge
1-step evaluation

Papaya Signature CFD

Profit target
9%
Daily loss
3%
Max loss
3% static
USD · DXTRADE
$51$35.70
With FRESH30 · first purchase
View challenge
1-step evaluation

Papaya One Futures

Profit target
6%
Daily loss
None
Max loss
$1,500 EOD trailing
USD · DXFUTURE
$154$107.80
With FRESH30 · first purchase
View challenge
1-step evaluation

Papaya Signature Futures

Profit target
6%
Daily loss
None
Max loss
$1,500 EOD trailing
USD · DXFUTURE
$129$90.30
With FRESH30 · first purchase
View challenge
Instant access

Papaya Instant Futures

Profit target
No evaluation
Daily loss
2%
Max loss
4% EOD trailing
USD · DXFUTURE
$473$331.10
With FRESH30 · first purchase
View challenge

Prices checked 2026-10-27. Conditional discounts are shown separately from the listed fee. Optional extras are excluded unless explicitly listed.

Company information & important conditions

Summarized from official documentation. These facts are separate from our editorial assessment.

Company and trading environment

Papaya Funding identifies itself as an affiliate of Prop Account, LLC. Assessments and assessment fees are handled by Prop Account, LLC. Its website describes trading as simulated. Papaya’s own founding date and headquarters were not confirmed.

Official source · Checked 2026-10-27

Platforms and pricing

CFD checkout offers DXTRADE, MTR, CTRADER and PropX. Futures checkout offers DXFUTURE, Volumetrica and RITHMIC. Marketing pages mention additional platform names; availability should be confirmed for the selected account. Listed prices use DXTRADE or DXFUTURE.

Official source · Checked 2026-10-27

Account conduct

The published rules restrict third-party challenge-passing services, copying from others, cross-account hedging and prohibited arbitrage or gambling strategies. Copying between your own accounts is subject to provider rules. Thirty days of inactivity can close an account.

Official source · Checked 2026-10-27

Eligibility and refunds

The linked provider terms require users to be at least 18 and legally eligible in their jurisdiction. Identity verification and a trader agreement may be required. The provider states a no-refund policy. Check applicable terms before purchase.

Official source · Checked 2026-10-27

Payouts and allocation

CFD payouts are advertised at 14-day intervals and futures payouts at 5-day intervals. Each programme has its own qualifying days, consistency rules, buffers and limits. CFD cards advertise a maximum total allocation of $1 million.

Official source · Checked 2026-10-27

Our in-depth review is being prepared

The information above comes from official sources. Our editorial score will appear after the in-depth review is completed.

Sources & editorial standards

Read our research commitments, editorial principles and rating guide. Meet the contributors in our author directory.

Official programme cards · Checked 2026-10-27

CFD programmes · Checked 2026-10-27

Futures programmes · Checked 2026-10-27

Trading rules · Checked 2026-10-27

Official purchase selector · Checked 2026-10-27

Provider terms · Checked 2026-10-27

Documentary research and first-hand testing are different. We identify the basis for our assessments and distinguish documented terms from hands-on experience.

Compare alternatives

Prop trading firm comparison. Expand a firm for platforms and payment details.
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FundingPipsForex / CFDPending$29$5,000 · one-timeBase fee, before offers
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FTMOForex / CFD & Futures7.7$89$10,000 · one-timeBase fee, before offers